-3.png){kind=small}
Current Offer
​
-
6 Months Interest Free on purchases $500 and over with Q Card.
-
Available for heat pumps, servicing, and electrical work.
-
Longer interest-free terms may be available (fees apply).
​
-
Minimum spend for interest-free: $500
-
Pay nothing for 6 months, then clear the balance in full — or start paying it off earlier if you like.
-
Interest-free promotions can be extended (fees apply).
How Q Card Works
​
-
Annual Account Fee: $55 (charged in two $27.50 instalments every 6 months).
-
Establishment Fee: $55 (one-off when you first open an account).
-
Advance Fee: $35 (applies for some long-term finance offers).
-
Interest Rate (if balance not cleared): 28.50% p.a. standard interest.
-
Late Payment Fee: $25 if you miss a payment.
Fees & Charges
​
-
If you don’t pay off the full balance before the 6 months ends, standard interest will apply.
-
Fees and interest are charged by Q Card, not Swiss AC.
-
All finance is subject to Q Card’s standard lending criteria and terms.
Important to Know
​​
See full terms and conditions at qcard.co.nz.
Contact us
Reliable Heat Pump Repairs,
Servicing & Installs for
Homes & Businesses
Located in Christchurch,
New Zealand.
