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Current Offer
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6 Months Interest Free on purchases $500 and over with Q Card.
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Available for heat pumps, servicing, and electrical work.
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Longer interest-free terms may be available (fees apply).
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Minimum spend for interest-free: $500
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Pay nothing for 6 months, then clear the balance in full — or start paying it off earlier if you like.
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Interest-free promotions can be extended (fees apply).
How Q Card Works
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Annual Account Fee: $55 (charged in two $27.50 instalments every 6 months).
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Establishment Fee: $55 (one-off when you first open an account).
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Advance Fee: $35 (applies for some long-term finance offers).
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Interest Rate (if balance not cleared): 28.50% p.a. standard interest.
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Late Payment Fee: $25 if you miss a payment.
Fees & Charges
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If you don’t pay off the full balance before the 6 months ends, standard interest will apply.
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Fees and interest are charged by Q Card, not Swiss AC.
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All finance is subject to Q Card’s standard lending criteria and terms.
Important to Know
See full terms and conditions at qcard.co.nz.
Contact us
Reliable Heat Pump Repairs,
Servicing & Installs for
Homes & Businesses
Located in Christchurch,
New Zealand.
